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The Money Factory Legal States 2026: Is The Money Factory legal for US Players?

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Last Updated on 17/06/2026

Although many social casinos are available in the US, The Money Factory stands out for its impressive offerings and VIP program. One question I’ve noticed many social casino fans ask is, “What states is The Money Factory legal in?”

Well, The Money Factory is legal in over 40 US states. People in these regions can sign up on the site and claim a generous welcome bonus of 15,000 Gold Coins and 3 Sweeps Coins. If you’re unsure of The Money Factory’s availability in your state, you can count on this guide to help.

Quick facts about The Money Factory in the USA

  • The Money Factory is legal for US players in 44 states
  • You can’t play at The Money Factory in Idaho, Louisiana, Michigan, Montana, Nevada, and Washington
  • Eligible players can sign up and claim a welcome bonus of 15,000 Gold Coins and 3 Sweeps Coins
  • Players in legal states can redeem their Sweeps Coins for real prizes

Are social casinos like The Money Factory allowed in the US?

Social casinos are allowed to operate in the US due to their sweepstakes model. Unlike regular online casinos, social casinos allow users to play casino-style games using virtual currencies rather than real money.

As such, they aren’t subject to the restrictions placed on regular online casinos in the US. If you were thinking otherwise, it might help to know The Money Factory is legal in the US, except in six states.

Like most social gaming sites, The Money Factory uses Gold and Sweeps Coins. Although both coins are used for gaming, they don't work the same way. The table below is an overview of how these virtual currencies work.

Gold CoinsSweeps Coins
Gold Coins are only for fun gaming; they can't be used on promotional games and tournamentsSweeps Coins can be used as entries for promotional gameplay
You can get these coins via gameplay, bonuses, and non-mandatory GC purchasesSweeps Coins can only be claimed via promotions and gameplay; they can't be purchased
Gold Coins aren't redeemableThey can be redeemed for real prizes

Although The Money Factory is allowed in the US, it isn’t available in all states. While reading the site’s terms and conditions, I discovered that players can’t access The Money Factory in Washington, Idaho, Louisiana, Michigan, Montana, and Nevada.

On the other hand, if you’re in a state where it operates, you can sign up and access its services. However, you can only play at The Money Factory in the United States if you’re at least 18 years old – or the legal social gaming age in your jurisdiction.

Is The Money Factory legit?

The Money Factory is a legitimate and reliable social casino. As it’s a sweepstakes gaming site, it doesn’t require a license to operate in the US. Nonetheless, note that The Money Factory adheres to US sweepstakes gaming laws in all states where it’s available.

Besides, The Money Factory partners with top-rated software providers like Hacksaw Gaming. With their excellent reputation, you can play without worry, knowing that all games on the site offer fair and random outcomes.

Furthermore, the site employs top-notch security measures, such as SSL encryption and firewalls, to protect players’ data from unauthorized access.

How to use The Money Factory in the US

If you were wondering how to play at The Money Factory in the US, there isn’t much to it. All you need to do is create an account on the site. Here’s how I went about it during my review:

  • Visit the official The Money Factory website
  • Click the “Join Now” button at the top of the site
  • Fill out the registration form by entering your name, email, and password
  • If you were referred to the site by a friend, enter The Money Factory referral code in the appropriate field
  • Confirm you’re at least 18 years old and accept the site’s terms and conditions
  • Submit the form by clicking the “Click to Sign Up” button

Alternatively, you can sign up on the site using your Google or Apple account if you prefer a quicker registration process. Once again, note that you can’t sign up at The Money Factory in Nevada, Idaho, Louisiana, Michigan, Montana, and Washington.

The Money Factory pros and cons

Before you sign up at The Money Factory and start your gameplay, it’s best to consider the pros and cons of playing on the site. One noteworthy advantage is the generous welcome bonus. Thanks to the signup offer, you can start gaming without an initial purchase.

Another benefit is the social casino’s extensive casino-style games. The Money Factory has over 1,000 titles, ranging from slots to live dealer games.

However, one downside is the absence of a mobile app. Here’s a summary of The Money Factory’s pros and cons:

Pros & Cons
Pros & Cons
  • Available in over 40 US states
  • Generous welcome bonus
  • 1,000+ casino-style games
  • No mobile app

Bonuses and promotions at The Money Factory

Now that you know The Money Factory’s legal states and how to sign up, let’s look at what bonuses and promotions eligible players can claim on the site.

1. Welcome bonus

The Money Factory offers new players 15,000 Gold Coins and 3 Sweeps Coins to get them started on a high note. You don’t need to enter a promo code or buy non-mandatory GC packs to claim this bonus. All you have to do is sign up on the site and verify your account.

Thanks to this The Money Factory no deposit bonus, I had enough coins to explore the site’s 1,000+ games for free.

2. Daily login bonus

The Money Factory keeps the fun going by offering a daily login bonus. When you log into your account every 24 hours, you'll receive a The Money Factory daily reload offer of 1,000 Gold Coins and 0.2 Sweeps Coins.

Similar to the welcome bonus, you don't need to enter a promo code to qualify for this bonus.

3. Referral bonus

When you refer a friend to the site, The Money Factory will reward you with up to 100,000 Gold Coins and 100 Sweeps Coins. All my friend had to do was enter my referral code during registration.

However, before I could receive the referral bonus, my friend had to make a Gold Coin purchase worth $1,200. Note that these purchases are entirely optional.

4. Mail-in request

You can get 3 free Sweeps Coins when you send a handwritten mail to The Money Factory's headquarters requesting free SCs. After sending the mail, 3 Sweeps Coins will be added to your balance within a few days.

Before sending a mail requesting SCs, ensure you read the terms and conditions to know the rules of this promotion.

5. Social media promotions

The Money Factory is active on social media channels like X, Facebook, Instagram, and Telegram. You can follow the site on its pages and participate in contests and giveaways to grab free coins.

Besides that, you can stay notified of new promotions, such as The Money Factory free spins bonuses and coin purchase deals.

Tips for playing at The Money Factory

If you want to have a memorable social gaming experience at The Money Factory, here are some tips you should keep in mind:

🔒 Verify Your Account

Unlike some social casinos, The Money Factory allows players in legal states to start gaming without verifying their identities on the site. After you complete the registration process, you gain access to the social casino and can claim promotions and play games. However, before you can redeem your Sweeps Coins, you need to verify your account. Fortunately, the verification process is seamless. You only need to upload a photo of your government-issued ID, passport, or driver's license.

🌟 Start with Your Gold Coins

When you're just starting out at The Money Factory, it's best to use your Gold Coins at first. As you probably noticed, most promotions offer GCs in larger quantities than SCs. Hence, you can quickly exhaust your Sweeps Coins while trying out new games and understanding their mechanics. That's why I recommend you start with your Gold Coins. When you've gotten familiar with the gameplay, later on, you can use your SCs.

💰 Redeem Your Sweeps Coins

Like most top sweepstakes casinos, The Money Factory allows prize redemption. Players can redeem their Sweeps Coins for real prizes on the site. However, before you can start the redemption process, you need to meet the stated requirements. One of these is that you must play through your SCs at least once to make them eligible for redemption. Furthermore, you need to accumulate at least 100 redeemable SCs before initiating the process.

Conclusion – The Money Factory is available in over 40 US states

Despite being a new social casino, The Money Factory has been making waves in the US. The social gaming site blew me away with its impressive offerings, which range from its numerous exciting promotions to extensive casino-style games.

Although The Money Factory is legal for US players, the site isn't available in all states. You can't sign up at The Money Factory in Michigan, Idaho, Louisiana, Montana, Nevada, and Washington. Hence, if you're in an eligible state, sign up at The Money Factory and kickstart your social gaming experience.

What states can you play The Money Factory in FAQs

Yes, The Money Factory is legal in the US. The social casino is available in 44 states and adheres to US sweepstakes gaming laws.

📍 What states is The Money Factory available in?

The Money Factory is available in all US states except Idaho, Louisiana, Michigan, Montana, Nevada, and Washington. Note that people in these regions cannot sign up on the site.

✍️ What are the requirements for signing up at The Money Factory?

Before you can sign up at The Money Factory, you need to reside in a state where the social casino is available. You must also be at least 18 years old (or the legal social gaming age in your jurisdiction).

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